Bill on disability insurance for self-employed persons (Baz) postponed

Minister Eddy van Hijum of Social Affairs and Employment will bill for compulsory disability insurance for self-employed persons adjust. In a letter to the House of Representatives he indicates that he takes into account with reactions from society and criticism from implementing bodies such as the UWV and the Tax Authorities. Van Hijum expects that these adjustments will bill can no longer be submitted before the summer.

Many self-employed people are uninsured against disability

Currently, a large proportion of self-employed people are not insured against disability. For some, the costs are too high or they consider it a insurance unnecessary. Others cannot insure themselves because of their age or a medical history. In the event of long-term absence, they run the risk of losing their income losses. Compulsory insurance with shared risks

The bill, called the Basic Disability Insurance Act self-employed persons (Baz), must ensure that all self-employed persons receive benefits until they reach state pension age be insured. By making participation mandatory, the risks can be shared and costs kept low. The proposed premium is 6.5% of the income, with a maximum of €195 per month. Comments and criticism

The internet consultation on the proposal yielded more than 2,250 responses. The

The majority came from private individuals and companies. The UWV and the Tax and Customs Administration have also assessed the feasibility of the bill. They criticize the complexity of the proposal, the required capacity and the chosen basis for the premium, which is linked to the profit from the company. Next steps

Minister Van Hijum has announced that he will investigate these bottlenecks. Only after

further adjustments the proposal will be resubmitted to the House of Representatives

Chamber. But that will most likely not happen before the summer of 2025.